California FAIR Plan rates increase October 15, 2026. Learn how wildfire-hardening measures, including ember-resistant vents, may support discount eligibility while improving home protection. This guide explains the new rates, qualifying mitigation measures, documentation requirements, and practical steps homeowners can take before renewal to strengthen wildfire resilience and review available discounts.
California FAIR Plan premiums are rising as wildfire risk increases across high-risk areas. Home hardening offers a practical way to reduce property-level vulnerabilities and improve insurability. By aligning upgrades with IBHS Wildfire Prepared Home standards, homeowners can strengthen protection, lower risk exposure, and potentially support long-term reductions in fire insurance costs.
We are making FireStorm Building Products available to the public early due to the overwhelming demand!
You can access our products in one of two ways:
California Residents
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